Frequently Asked Questions

In simple words Life Insurance is a contract between you and insurance carrier which will exchange for your premium payments, and the insurance company will pay a lump sum known as a death benefit to your love ones or beneficiaries after your death.

Time changes and your needs may have change as well. Today may be a great time for DIME analysis, let us help you identify if you are in the right path.

Great question! Lets make sure you're properly cover. Our gents can guide you for best practices while making sure your hard worked assets and valuables are well protected. Speak with one of our agents today for a policy review, so we can answer any of your concerns. Ask for a call back!

The CA FAIR Plan was stablished to provide basic fire insurance for high risk properties  when the traditional insurance market is not available.

No. You do not need a new home appraisal during the renewal or coverage change process.

Although, Earthquake insurance is totally optional in CA as a separate coverage policy, we highly recommend it as CA is prompt to earthquakes.

A deductible is an amount that you're responsible for in the event of a loss. This is the amount you pay out-of-pocket, and insurance covers the remainder. Schedule a free assessment!